Frequently Asked Questions About LIVE

LIVE -Lock-In Value Equity – is a property value protection program that allows you to lock in your property’s current market value for up to 10 years. If prices fall and you decide you want to sell, we will purchase your property at the locked-in price. If values rise, you keep the gains if you choose to sell.

LIVE is a financial product of Lock-In Value Equity Ltd. offered exclusively by Synergy to Value LCC.  You won’t find this product anywhere else.

The cost is a one-time fee based on your property’s value — typically less than $20/month averaged over the 10-year period for a property valued at $350,000. There are no ongoing premiums.

We work with professional appraisers to determine your property’s fair market value. The appraisal process is free, and the final amount is mutually agreed upon.

You may choose to exercise your option any time after the initial 24-month period during the 10-year agreement period. You are never obligated to sell — exercising the option is solely at your discretion.

No problem. LIVE is completely independent of your mortgage. If you refinance, your protection remains in effect.

Yes — you must maintain your property and insure it at full replacement value. Full details are included in the contract.

Yes, it is fully assignable. You may assign your agreement rights to heirs, beneficiaries, or even a mortgage lender.

If you plan to move within 3 years, or if you’re not concerned about resale value (e.g., keeping the home in the family long-term), LIVE may not be necessary. Speak to our team to explore your best options.

Absolutely. If the market values go up, you can sell your property at the higher value and simply not exercise your option. It’s there only to protect you if it’s ever needed.